How To Make A Budget



With only one income coming into the household, how to make a budget is an important thing to learn.

With the economic times the way they are, a budget is a must.

You need to be able to keep track of incoming and outgoing money so where you know where you are short and where you should cut back.

A budget is also good for planning a family vacation. Budgeting for Christmas is also a good idea since we all tend to spend too much during this season.

So how do you budget?

Basically, you add up all your monthly income and subtract all of your monthly expenses and what you end up with should go directly into a savings account.

If you have nothing left or you are in a negative position, it is time to start cutting back on expenses or somehow bring in more income.


How To Make A Budget - Free Printable Budget Worksheets


Budget Software


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